Accidental life annuity
Accidental life annuity
Did you know that mandatory accident insurance doesn’t cover the potential long-term consequences of a sports accident? My recommendation: with the Alpine Club’s lifetime accident annuity, you’ll have financial support if you suffer serious long-term consequences after a sports accident.
Accidental lifetime annuity (lump sum payment)
Did you know that mandatory accident insurance doesn’t cover the potential long-term consequences of a sports accident?
My recommendation: With the Alpine Club’s lifetime accident annuity, you’ll have financial support if you suffer serious long-term consequences after a sports accident.
Accidental life annuity (lump sum payment)
With Global Mountain Rescue’s individual plan, the insured person receives a monthly lifetime pension of the chosen amount following a leisure accident that results in a total physical disability of 50% or more.
The agreed-upon monthly pension amount is determined by the selected annual premium:
- Annual Premium of $11: Monthly Accident Pension of $540
- Annual Premium of $22: Monthly Accident Pension of $1,080
- Annual Premium of $33: Monthly Accident Pension of $1,620
Guaranteed yield for 20 years.
The annuity is paid monthly in the agreed amount for life. After the beneficiary’s death, the monthly payments do not stop, but continue for the heirs for a maximum period of 20 years.
Duration
Insurance coverage for each individual member always begins the day after the insurer receives payment, regardless of the payment method chosen.
If an existing insurance period is still in effect at the time of payment, the new coverage begins the day after that period ends.
The contract duration is 365 days.
Safety during leisure time
Worldwide, 24 hours a day.
Your insurance coverage applies to recreational accidents worldwide.
Climbing is covered without difficulty level restrictions, as is high-altitude mountaineering without altitude limits.
Work-related accidents and accidents occurring during air sports, such as paragliding, are excluded. Further exclusions can be found in the policy terms and conditions.
Insurance is available to individuals who are members of the Austrian Alpine Club (ÖAV) during the current year and who have paid their membership dues, regardless of their permanent place of residence.
These conditions are also met without payment of ÖAV membership dues if the individual is a non-paying member (e.g., children in families) who is registered with the ÖAV and therefore has their own membership number.
Claim for damages: what to do?
If any problems arise, my colleagues will be available to help you!
Tel.: +51 943 081 066
Email: SAR@gm-rescue.com
Follow these steps:
Download the claim form here.
Complete the claim form (both sides) and sign it by hand.
Capital accident benefit for children under 15 years of age
Did you know that mandatory accident insurance doesn’t cover the potential long-term consequences of a sports accident? With Global Mountain Rescue’s lifetime accident annuity, you’ll receive a lump sum payment in these cases.
Lump sum payment following a leisure accident
Here is the final version for this section, maintaining a clean format and the 1.08 conversion rate so that all your documents are consistent:
Lump-Sum Capital Compensation (Generali Versicherung AG)
For insured members up to 15 years old or from 74 years old onwards, Generali Versicherung AG provides a one-time lump-sum payment instead of a lifelong monthly pension.
1. Insured members up to 15 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted based on the annual fee:
- Annual fee of $11: Payment of $105,840
- Annual fee of $22: Payment of $211,680
- Annual fee of $33: Payment of $317,520
2. Insured members from 74 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted based on the annual fee:
- Annual fee of $11: Payment of $13,500
- Annual fee of $22: Payment of $27,000
- Annual fee of $33: Payment of $40,500
Duration
Insurance coverage for each individual member always begins the day after the insurer receives payment, regardless of the payment method chosen.
If an existing insurance period is still in effect at the time of payment, the new coverage begins the day after that period ends.
24/7 Worldwide Leisure Security
Your insurance coverage applies to recreational accidents worldwide.
Climbing is covered without difficulty level restrictions, as is high-altitude mountaineering without altitude limits.
Work-related accidents and accidents occurring during air sports, such as paragliding, are excluded. Further exclusions can be found in the policy terms and conditions.
Insurance is available to individuals who are members of the Austrian Alpine Club (ÖAV) during the current year and who have paid their membership dues, regardless of their permanent place of residence.
These conditions are also met without payment of ÖAV membership dues if the individual is a non-paying member (e.g., children in families) who is registered with the ÖAV and therefore has their own membership number.
Claim for damages: what to do?
If any problems arise, my colleagues will be available to help you!
Tel.: +51 943 081 066
Email: SAR@gm-rescue.com
Follow these steps:
Download the claim form here.
Complete the claim form (both sides) and sign it by hand.
Lump-sum payment for accidents starting at age 74
Did you know that mandatory accident insurance doesn’t cover the potential long-term consequences of a sports accident? With Global Mountain Rescue’s lifetime accident annuity, you’ll receive a lump sum payment in these cases.
Lump sum payment following a leisure accident
Here is the final version for this section, maintaining a clean format and the 1.08 conversion rate to ensure consistency across all your documents:
Lump-Sum Capital Compensation (Generali Versicherung AG)
For insured members up to 15 years old or from 74 years old onwards, Generali Versicherung AG provides a one-time lump-sum payment instead of a lifelong monthly pension.
1. Insured members up to 15 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted according to the annual fee:
- Annual fee of $11: Payment of $105,840
- Annual fee of $22: Payment of $211,680
- Annual fee of $33: Payment of $317,520
2. Insured members from 74 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted according to the annual fee:
- Annual fee of $11: Payment of $13,500
- Annual fee of $22: Payment of $27,000
- Annual fee of $33: Payment of $40,500
Duration
Insurance coverage for each individual member always begins the day after the insurer receives payment, regardless of the payment method chosen.
If an existing insurance period is still in effect at the time of payment, the new coverage begins the day after that period ends.
24/7 Worldwide Leisure Time Security
Your insurance coverage applies to recreational accidents worldwide.
Climbing is covered without difficulty level restrictions, as is high-altitude mountaineering without altitude limits.
Work-related accidents and accidents occurring during air sports, such as paragliding, are excluded. Further exclusions can be found in the policy terms and conditions.
Insurance is available to individuals who are members of the Austrian Alpine Club (ÖAV) during the current year and who have paid their membership dues, regardless of their permanent place of residence.
These conditions are also met without payment of ÖAV membership dues if the individual is a non-paying member (e.g., children in families) who is registered with the ÖAV and therefore has their own membership number.
Claim for damages: what to do?
If any problems arise, my colleagues will be available to help you!
Tel.: +51 943 081 066
Email: SAR@gm-rescue.com
Follow these steps:
Download the claim form here.
Complete the claim form (both sides) and sign it by hand.
Lifetime pension for families after an accident
Did you know that mandatory accident insurance doesn’t cover the potential long-term consequences of an accident during a leisure activity? Global Mountain Rescue’s Accident Life Annuity is also offered as a family product!
Please note: Children included in the family insurance policy must be under 15 years old and be members of Global Mountain Rescue.
Family insurance is especially beneficial if two adults and at least two children under 15 live in the same household.
Lifetime pension after leisure accident
With the family product, the insured person receives a lifetime monthly pension of up to €1,500 after a leisure accident that causes a total physical disability of 50% or more, with an annual premium of €105 for the whole family.
Family product
Here is the final version for this section, maintaining a clean format and the 1.08 conversion rate so that all your documents are consistent:
Lump-Sum Capital Compensation (Generali Versicherung AG)
For insured members up to 15 years old or from 74 years old onwards, Generali Versicherung AG provides a one-time lump-sum payment instead of a lifelong monthly pension.
1. Insured members up to 15 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted based on the annual fee:
- Annual fee of $11: Payment of $105,840
- Annual fee of $22: Payment of $211,680
- Annual fee of $33: Payment of $317,520
2. Insured members from 74 years old
Following a leisure accident resulting in a total physical disability of 50% or more, a one-time payment will be granted based on the annual fee:
- Annual fee of $11: Payment of $13,500
- Annual fee of $22: Payment of $27,000
- Annual fee of $33: Payment of $40,500
Guaranteed yield for 20 years.
The annuity is paid monthly in the agreed amount for life. After the beneficiary’s death, the monthly payments do not stop, but continue for the heirs for a maximum period of 20 years.
Duration
Insurance coverage for each individual member always begins the day after the insurer receives payment, regardless of the payment method chosen.
If an existing insurance period is still in effect at the time of payment, the new coverage begins the day after that period ends.
Safety during leisure time
Your insurance coverage applies to all leisure activities.
Climbing is covered without difficulty level restrictions, as is high-altitude mountaineering without altitude limits.
Work-related accidents and accidents occurring during air sports, such as paragliding, are excluded. You can find other exclusions in the insurance terms and conditions.
Insurance is available to individuals who are members of Global Mountain Rescue during the current year and have paid their membership fee, regardless of their permanent place of residence.
These conditions are also met without payment of the GMR membership fee if the individual is a fee-exempt member (e.g., children in families) who is registered with GMR and therefore has their own membership number.
Claim for damages: what to do?
If any problems arise, my colleagues will be available to help you!
Tel.: +51 943 081 066
Email: SAR@gm-rescue.com
Follow these steps:
Download the claim form here.
Complete the claim form (both sides) and sign it by hand.
Agreements, Memberships and Strategic Alliances
These partnerships allow us to guarantee the highest safety standards, comprehensive insurance coverage, and reliable operational support for trekking activities and high-altitude expeditions worldwide.
As a Search and Rescue Group
We continually strengthen our operational capacity through international cooperation, specialized training, and access to global emergency assistance networks.