OFFICIAL ANNOUNCEMENT! S.A.P. presents the First Helitactic Training Course in Peru. May 23rd to 27th, 2026. Learn more
SOS
Heli-tactical Course Peru: May 23-27, 2026. View info

Premium annual travel insurance

Premium annual travel insurance

HIGH-END SERVICE

PREMIUM ANNUAL TRAVEL INSURANCE

For international travel and demanding expeditions, we recommend extended medical coverage that guarantees real protection anywhere in the world.

REQUEST PERSONALIZED ADVICE
MOST POPULAR

Annual Premium

USD 2,165.00 / year
  • 500,000 € in medical expenses
  • Base extension 10,000 € (AWS)
  • Valid for trips up to 8 weeks
  • Backed by Europäische Reiseversicherung AG
Managed by KNOX GmbH
ELITE RECOMMENDATION

High-Risk Specialized

USD 2,500.00 / approx. investment
  • Designed for Extreme Scenarios
  • Comprehensive protection without operational limits
  • Ideal for High-Risk expeditions
  • Assistance in difficult-to-access environments

Do not compromise your safety. Elevate your level of protection.

🌐 MEMBERSHIPS AND STRATEGIC ALLIANCES

We operate through formal agreements with top-tier international organizations:

Österreichischer Alpenverein (Austrian Alpine Club)
MAGNUS – International Search & Rescue
Global Rescue Medical & Security Evacuation

We guarantee the highest standards of safety and operational support for trekking and expeditions worldwide.

  • Prerequisite for joining

Everything you need to join

More Information
  • Treatment costs abroad

Increase to $586,425.00

More Information
  • Worldwide insurance coverage

Exclusions can be found in the help text.

More Information
  • Duration

When does coverage begin and end?

More Information
  • Travel doctor

Confidential conversation in case of emergency

More Information

Premium individual travel insurance

For international travel, additional coverage for medical expenses abroad is strongly recommended. Is your trip longer than 8 weeks or do you plan to climb a peak over 6,000 m? Then Premium Coverage for Individual Trips is the perfect solution! Coverage does not extend above 6,000 m for climbing, mountaineering expeditions, or self-guided excursions without a certified guide.

Coverage can only be obtained with prior written authorization from the insurer. You will find the form in the information box “Climbing mountains over 6,000 m”!

  • Treatment costs abroad

Increase to $586,425.00

More Information
  • Insurance coverage for 8 weeks

Extension of your protection

More Information
  • Ascents above 6,000 m

Your upgrade if you want to reach for the stars

More Information
  • Worldwide insurance coverage

Exclusions can be found in the help text.

More Information
  • Duration

When does coverage begin and end?

More Information

GALLERY

Agreements, Memberships and Strategic Alliances

This agreement is based on the framework agreement established between the Austrian Alpine Club and the insurance companies Generali Versicherung AG and KNOX.
For more details about the policy and its scope, it is recommended to consult the official information brochure.
Through Global Mountain Rescue S.A.C. (www.gm-rescue.com), we operate through strategic alliances and formal agreements with recognized international organizations such as the Österreichischer Alpenverein, MAGNUS – International Search & Rescue and Global Rescue.

These partnerships allow us to guarantee the highest safety standards, comprehensive insurance coverage, and reliable operational support for trekking activities and high-altitude expeditions worldwide.

As a Search and Rescue Group

We continually strengthen our operational capacity through international cooperation, specialized training, and access to global emergency assistance networks.

Prerequisite for joining

In addition to having an active GMR membership, the subscription is only available to people whose primary residence is in Austria.

Important! Coverage upgrades must be purchased online and always before starting your trip.

Treatment costs abroad

GMR insurance already covers treatment expenses abroad up to $117,285. With Premium Protection for Individual Travel, this coverage increases to $586,425.00. Especially for trips to the Americas, Turkey, or the Canary Islands, this upgrade is the perfect complement to your travel plans!

The coverage reimburses expenses incurred abroad for urgent and medically necessary treatments, including prescription medications and necessary transportation to the nearest appropriate hospital.

For outpatient treatments abroad, including prescription medications, there is a deductible of $82.10 per person per trip.

The policy can only be purchased online and before the start of your trip. You must be an active member of Global Mountain Rescue and have your primary residence in Europe.

.

Medical Expenses Abroad GMR (AWS)

Validity and Scope: Worldwide coverage during the first eight weeks of each trip abroad. It protects the member against illnesses or accidents occurring in recreational or professional settings.

High-Risk Sports: Accidents in high-mountain activities are included:

  • Technical climbing (UIAA Grade 5 or higher).
  • Free Solo (Climbing without protection).
  • Ice climbing.

Coverage Amounts and Conditions: Covers the costs of emergency medical treatment and necessary transportation to the nearest hospital abroad:

  • Total Sum Insured: Up to $ 11,728.50.
  • Outpatient Treatments: Up to $ 2,345.70 (includes prescription medications).
  • Deductible (Co-payment): A deductible of $ 82.10 per person and per trip applies to outpatient treatments.

Hospital Care (Inpatient):

  • Expenses in public hospitals are covered. In case of an extreme emergency where choosing is not possible, private hospitals are covered until a transfer to a public one is medically viable.
  • Direct Payment: For GMR to assume direct payment at the hospital, it is mandatory to present your accreditation and for the process to be coordinated by our headquarters. If there is no prior coordination, the maximum reimbursement will be $ 879.64.

⚠️ CRITICAL RECOMMENDATION (Upgrade): In countries with high medical costs (such as the USA or Canada), the sum of $ 11,728.50 is often insufficient. Global Mountain Rescue recommends upgrading your membership with Premium Protection, which increases your medical coverage up to $ 586,425.00.

Duration

The perfect complement to your membership insurance, covering medical expenses abroad for trips of up to 8 weeks.

The coverage period begins at midnight on the day after the policy is purchased and ends on December 31 of the same year. For policies purchased from September 1 onwards, the coverage period ends on December 31 of the following year.

Travel doctor

Global Mountain Rescue offers numerous useful digital services for safe travel, such as direct connection to the emergency center and a travel doctor if you need a confidential consultation with a professional from your home country during your trip. Your policy details and location will be automatically transmitted to our operations center.

Insurance coverage for 8 weeks

With GMR, trips of up to eight weeks are insured. Premium Individual Travel Protection also covers medically necessary repatriation from abroad after eight weeks. In addition, you’ll enjoy coverage for treatment expenses abroad up to $586,425.00.

If you wish to insure treatment expenses abroad for the entire duration of your trip up to $586,425.00, apply for coverage starting on the first day of your trip. Premium Individual Travel Protection can be extended up to four months.

Important! The upgrade must be purchased before the start of your trip, regardless of whether you wish to use the benefits from the first day or after eight weeks.

Purchase is only possible online and must be made before the start of your trip. Active membership in Global Mountain Rescue and primary residence in Europe are required.

Ascents above 6,000 m

Trips with the objective of climbing mountains over 6,000 m are excluded from the GMR.

With Premium Individual Travel Protection, you can cover rescue expenses, medical treatment abroad, and repatriation for medical reasons. This applies as long as the trip is a guided hiking excursion organized by a tourist to over 6,000 m with a certified guide (not climbing or mountaineering expeditions).

Climbing over 6,000 m, mountaineering expeditions, or self-organized trips without a certified guide are only covered with prior written approval from the insurer.

Please note that processing your application may take 2 to 3 weeks after submitting all required documentation.

You must register before the start of your trip. Important! Your entire trip (from your main place of residence to your return) must be covered by this policy.

Certification is only available online and must be completed before the start of your trip. In addition to application approval, the following is required:

  • Be an active member of Global Mountain Rescue with at least two consecutive paid membership dues.
  • Primary residence in Europe.

    • GMR Rescue Costs (AWS)

    Coverage and Scope: Active protection year-round and worldwide during leisure activities in rugged or difficult-to-access terrain.

    What do we cover?: We cover the necessary expenses of local rescue organizations when a member faces an emergency, accident, or danger (in the mountains or water) and must be rescued—injured or uninjured—from difficult terrain. This includes:

    • Search and Rescue: Proven expenses for locating the individual.
    • Transportation: Transfer from the incident site to the nearest accessible road or hospital.
    • Fatalities: Rescue expenses applied in the same manner.

    High-Risk Sports: Unlike other insurance providers, we include accidents occurring during high-risk activities such as:

    • Technical climbing (UIAA Grade 5 or higher).
    • Free Soloing (Climbing without protection).
    • Ice climbing.

    Domestic Transfers and Repatriation: If a covered rescue has previously taken place, we cover the costs of transporting the injured or deceased within their country of residence (from hospital to hospital or to their primary residence) with no limit on the sum.

    ⚠️ ACTIVATION RULE: To guarantee full coverage, transportation must be organized by our dispatch center. Otherwise, the maximum reimbursement will be $879.64.

    24/7 EMERGENCY CONTACT:

    CONTACT OUR DEDICATED TEAM

    Your message matters: immediate response guaranteed.

    info@gm-rescue.com

    In case of emergency:

    SAR@gm-rescue.com
    OPS@gm-rescue.com

    24/7: +51 943 081 066

    How can we help you?

    Frequently Asked Questions

    Click here to access frequently asked questions about your membership insurance benefits and additional products!